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Govt Keeps Small Savings Interest Rates Unchanged for July–Sept 2025 – What It Means for You

The Indian government has kept small savings interest rates unchanged for Q2 FY26 (July–Sept 2025). PPF remains at 7.1%, SSY and SCSS at 8.2%. This move ensures stable returns amid falling repo rates. Ideal for conservative investors, parents, and retirees, these schemes offer tax benefits and guaranteed income. Here’s a full breakdown of rates, benefits, and smart investing tips for small savings schemes.