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Rs 5 Lakh FD Comparison: IDBI Utsav FD vs SBI Amrit Vrishti—Which One Gives the Best Returns at Maturity?

Choosing between IDBI Utsav FD and SBI Amrit Vrishti FD depends on your needs. IDBI offers higher returns, while SBI’s option offers tax-free benefits. Each scheme comes with unique features, including loan facilities, tax-saving options, and different early withdrawal penalties. Understanding these details will help you make the best decision for your ₹5 lakh investment.