If you’re a parent or guardian in 2025 looking to apply for a Minor PAN Card, you’re in the right place. Whether you’re securing your child’s future, setting them up for financial inclusion, or just trying to avoid tax trouble down the road, this guide breaks it all down.
Minor PAN Card Application 2025
| Feature | Details |
|---|---|
| Target Audience | Indian citizens under 18 years of age |
| Document Required | Birth Certificate, Aadhaar (or enrollment ID), Parent/Guardian’s ID & Address proof |
| Application Method | Online or Offline |
| Fees (2025) | ₹66 (e-PAN), ₹107 (Physical PAN, India), ₹1,017 (Physical PAN, abroad) |
| Processing Time | 2 hours (e-PAN), 15-20 business days (physical) |
| Update Required at 18? | Yes. PAN must be updated to add photo/signature. Same PAN number stays valid |
| Official Website | https://www.incometax.gov.in |
Applying for a Minor PAN Card in 2025 isn’t just smart — it’s essential. Whether you’re a savvy investor parent, a tax-smart guardian, or just want your kid to have every financial advantage, getting this done early is the way to go.
Just keep those documents in order, follow the steps, and steer clear of the common mistakes. Need help tracking your application or correcting errors? Visit https://www.incometax.gov.in or call the NSDL helpline.
What Is a Minor PAN Card?
A Minor PAN Card is a Permanent Account Number issued to individuals under the age of 18 in India. While it functions just like a regular PAN card, the key difference is that it doesn’t include the minor’s photo or signature.
Instead, the parent or legal guardian’s information is used. This card can be used for opening bank accounts, investments, property transactions, or even just to establish a financial identity early on.
Why Your Child Needs a PAN Card
Let’s be real. India’s financial system is growing like crazy. If your kid’s name is on a fixed deposit, if they’re nominated in mutual funds, or even if you’re setting up a custodial demat account, guess what? They need a PAN.
Think of a PAN card like a Social Security Number (SSN) in the U.S. — you need it for everything. Plus, having one early helps avoid tax confusion later.
Documents Required for a Minor PAN Card (2025)
Here’s what you’ll need to keep handy:
Proof of Date of Birth (any one of these):
- Birth Certificate issued by Municipal Authority
- Passport
- Aadhaar card (if issued)
- Government-recognized school certificate with DOB
Proof of Identity & Address (of parent or guardian):
- Aadhaar card
- Passport
- Voter ID
- Utility bills (water, electricity, gas)
- Bank statement or passbook
Photos:
- 2 passport-sized photos of the minor (not signed)
Aadhaar or Aadhaar Enrolment ID of Minor:
- Mandatory for e-KYC (especially for the online process)
Pro Tip: Make sure all documents are legible, up to date, and consistent in spelling and DOB.
How to Apply for a Minor PAN Card – Step-by-Step (Online & Offline)
Online Process (Fastest)
- Go to the Protean NSDL portal
- Click on “Apply for New PAN (Form 49A)”
- Choose Individual and fill out the details of the minor and the guardian
- Select e-KYC using Aadhaar (paperless method)
- Upload documents and minor’s photo (optional if e-KYC)
- Pay the fee (usually ₹66 for e-PAN only)
- Sign electronically using Aadhaar OTP
- Receive e-PAN in 2 hours, physical PAN within 15-20 days
Offline / Hybrid Process
- Download Form 49A from NSDL
- Fill manually and attach documents
- Paste 2 photos (minor should not sign)
- Sign the form as guardian (RA – Representative Assessee)
- Mail it to the NSDL PAN service address
- Track your application with the acknowledgment number
PAN Card Fees for Minors (2025)
| Service | Fee (INR) |
|---|---|
| e-PAN only (online, paperless) | ₹66 |
| Physical PAN card (within India) | ₹107 |
| Physical PAN card (abroad) | ₹1,017 |
Common Mistakes That Cause Delays
- Using nickname instead of full legal name
- Photo signed by minor (don’t do it!)
- Wrong or expired documents
- Parent’s PAN not mentioned
- Form signed by the minor (must be signed by parent or guardian only)
What Happens When the Minor Turns 18?
Once your child hits the big 1-8, they’ll need to update their PAN card to add their photo and signature. Here’s what to do:
- Use Form 49A (same as a new application)
- Select Correction or Update PAN option
- Upload the latest photo, signature, and ID proof
- PAN number remains the same
FAQs
Q1: Can a minor sign the PAN form?
Nope. Only the parent or legal guardian can sign it.
Q2: Is Aadhaar compulsory?
Yes, especially for online paperless applications. If Aadhaar isn’t available, use offline mode.
Q3: Can NRIs apply for minor PAN?
Yes. Just use the same Form 49A and select NRI option. Fees are higher (₹1,017).
Q4: What if my child already has a PAN but no photo/signature?
Update it at age 18 using Form 49A.
Q5: How long does it take?
Online e-KYC: 2-24 hours. Physical card: 15-20 days.
