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Govt Keeps Small Savings Interest Rates Unchanged for July–Sept 2025 – What It Means for You
The Indian government has kept small savings interest rates unchanged for Q2 FY26 (July–Sept 2025). PPF remains at 7.1%, SSY and SCSS at 8.2%. This move ensures stable returns amid falling repo rates. Ideal for conservative investors, parents, and retirees, these schemes offer tax benefits and guaranteed income. Here’s a full breakdown of rates, benefits, and smart investing tips for small savings schemes.
GST Rate Cut Alert: Govt May Lower Tax on Essential Items After Hitting All-Time High Revenues
India’s booming GST revenue has created a golden opportunity to ease the burden on everyday consumers. By cutting tax rates on essential items, the government aims to deliver real relief, spark consumer demand, and continue reshaping India's tax landscape for the better. So if you’ve been grumbling about grocery bills lately — hang tight. The relief might be coming soon.
India Hits $700 Billion in Forex Reserves – Just Shy of All-Time High! What’s Driving the Surge?
India’s forex reserves just crossed the $700 billion mark, inching close to the all-time high. This surge comes from smart RBI moves like dollar buying, reduced forward contracts, and record-breaking remittances. With rising gold valuations and geopolitical diversification, India’s economic cushion is thicker than ever—making it ready for global challenges. Here’s a simple yet detailed guide breaking down why it matters for everyday citizens, businesses, and investors alike.
Indian Bank Makes Major Move: No More Minimum Balance Charges, MCLR Down to 9%
Indian Bank has waived all minimum balance penalties for savings accounts and reduced its 1-year MCLR to 9%, effective July 2025. These changes aim to make banking more accessible while offering relief to loan borrowers. From lower EMIs to hassle-free savings, this customer-first move signals a big win for both individuals and businesses.
PNB Removes Minimum Balance Penalty From July 1—Here’s What It Means for Your Account
Starting July 1, 2025, Punjab National Bank (PNB) has scrapped its Minimum Average Balance (MAB) penalty for all savings accounts. This bold, people-first move eliminates charges that once penalized low-balance accounts, promoting broader financial inclusion.
SBI Outage Shocks Users: YONO, NEFT, UPI & IMPS Suddenly Down—Bank Issues Urgent Response
On July 2, 2025, State Bank of India faced a rare but disruptive outage affecting YONO, UPI, IMPS, and NEFT services. Millions were impacted, but SBI’s quick response and advice to use UPI Lite helped ease the chaos. Learn how to protect yourself from future outages and keep your digital transactions running smoothly.
PF Balance Check Made Easy: 5 Simple Methods to Track Your EPF Anytime, Anywhere
PF Balance Check Made Easy walks you through five practical ways to track your EPF—via missed calls, SMS, UMANG app, EPFO portal, and WhatsApp. With an 8.25% interest rate for FY 2024–25 and secure, mobile-friendly options, it’s easier than ever to manage your savings. Learn how to activate your UAN, update your KYC, and stay financially informed with this expert-backed, easy-to-follow guide.
U.S. H‑1B Policy Update: What ‘Foreign Affairs’ Classification Could Mean for Millions
The updated U.S. H‑1B policy, as highlighted by Foreign Affairs, tightens documentation, expands site-visit authority, and raises application fees. Effective Jan 17 2025, these changes aim to improve program integrity—reducing fraud while offering stability for compliant workers and employers.
FECP Medical Coverage 2025 Just Expanded — Discover the Surprising New Treatments Now Covered!
FECP Medical Coverage 2025 steps up with new IVF support, GLP‑1 obesity meds, free Teladoc visits, and overseas care—offering improved access and protection. Though premiums rose ~11.2%, the value in fertility, weight management, and global coverage is huge. This guide helps you compare plans, calculate real costs, and prep for Open Season with confidence—so you can make informed, cost-effective choices for your health and future.
DWP £812 Budgeting Loan 2025: How to Apply, Who Qualifies & When You’ll Get Paid
Looking for extra cash to cover essential needs? The DWP £812 Budgeting Loan 2025 offers an interest-free way to borrow money if you’re on qualifying benefits. Learn how to apply, who qualifies, and when you’ll get paid. This expert guide covers it all—from eligibility rules to payout timelines, with clear steps, trusted sources, and practical advice for every stage of your application.
